Every Asgard Fleet vehicle is covered by our commercial insurance. Choose the protection plan that fits your trip.
All Asgard Fleet vehicles carry commercial insurance. At booking you select a protection plan that determines your security deposit and your maximum out-of-pocket responsibility for damage to the Vehicle. Pick the lowest-cost option and use your own policy, or add Standard or Premium Protection to cap or eliminate your deductible.
Selected at booking. Daily protection cost is added to your rental total.
Bring a qualifying personal auto policy. No daily add-on.
Damage responsibility capped at $500.
Zero deductible, no deposit hold.
All plans exclude damage from prohibited use, driving under the influence, reckless driving, off-road use (non-Jeep), intentional damage, and racing — those remain fully the renter's responsibility.
Your personal auto policy must include all of the following and remain in force for the entire Rental Period.
Bodily injury and property damage coverage at California minimums or higher.
Coverage for damage to the rented Vehicle from any impact, regardless of fault.
Coverage for theft, vandalism, fire, weather, glass, animal strikes, and other non-collision losses.
Coverage for damage caused by an uninsured, underinsured, or unidentified third party, including hit-and-run.
Your policy must extend to the rented Vehicle and to the specific class being rented (premium / EV / specialty may require additional coverage).
Prefer not to use your own policy?
Choose Standard or Premium Protection at booking. These plans do not require personal auto insurance and cap your damage responsibility at $500 or $0 respectively.
Common questions about our insurance and protection plans
Yes. All Asgard Fleet vehicles are covered by our commercial insurance. At booking you choose a protection plan — Use Your Own Insurance, Standard Protection, or Premium Protection — which sets your security deposit and your maximum out-of-pocket responsibility if the vehicle is damaged.
Use Your Own Insurance has no daily charge but requires a qualifying personal auto policy and holds a $1,000 deposit (you are responsible up to $1,000). Standard Protection is $45/day, holds a $500 deposit, and caps your damage responsibility at $500. Premium Protection is $65/day, requires no deposit, and reduces your damage responsibility to $0.
No. Standard and Premium Protection do not require you to carry personal auto insurance for damage to the Vehicle. Your responsibility for damage is capped at the plan deductible ($500 for Standard, $0 for Premium). You must still hold a valid driver's license and meet the age requirement.
A valid personal auto policy that extends to the rented Vehicle and covers it as primary, including liability (CA minimums or higher), collision, comprehensive, and uninsured/underinsured motorist property damage. Bring your declarations page or insurance card to pickup.
Stop and assess the situation, call 911 if there are injuries or major damage, call Asgard Fleet at (916) 365-3653, obtain a police report if applicable, document the scene with photos, exchange information with other parties, do not admit fault, and complete the incident report we provide.
No plan covers damage caused by prohibited use (see the Rental Agreement), driving under the influence, reckless or negligent driving, off-road use of non-Jeep vehicles, intentional damage, or racing. In those cases the Lessee is fully responsible for the loss.
The security deposit is a refundable authorization hold placed on your credit card and is released 3-5 business days after the vehicle is returned with no damage. It may be applied toward the plan deductible, cleaning fees, tolls, tickets, or other unpaid amounts.
Pick your vehicle and protection plan — we'll confirm the details before pickup.
Reach out before booking and we'll help you pick the right protection plan.